A common question we get asked is “My Insurance Company Has Asked Me To Fit A Tracker, What Should I Do?” Well if you need an insurance approved tracker then hopefully this post will help.
Insurance companies will usually demand that on more expensive vehicles a tracker is fitted. In fact you could be in breach of any policy if you don’t comply. Which means that in the unfortunate incidence of your pride and joy being stolen you might not even be covered. Making the loss of your vehicle even worse when no claim can be made.
Now if you have been asked to have one fitted you might be wondering what is the easiest way to get it done is. At Cobra Car Tech we offer nationwide installation on Thatcham Category 5 and 6 trackers.
This means you can order online with us, we then arrange a mutually agreeable date for the installation, and the fitting can be professionally and easily done. In fact if you prefer we can even install at your workplace.
What’s the difference between Thatcham Category 5 and 6?
Essentially the main difference is that a Thatcham Category 5 Tracker is its more secure. It has the additional features of a driver identification card (known as an ADR card on Vodafone systems), engine crank inhibition and the subscription provider must have a secure operating centre that meets NSI requirements.
Now you might wonder what these extra features mean, so let’s look at them individually.
The driver identification card is a small passively operating card that is carried by the vehicle owner separately from the vehicle’s keys. If the car’s ignition is started and the car is moved away from the card then the secure operating centre is alerted. They will contact you to confirm if a theft has taken place. This process is secured by a pre-arranged password, so should the thief have your phone as well, the police can still be informed. The secure operating centre will then liaise with the local police to actively recover the vehicle.
The engine crank inhibition feature means that, should the police allow, the starter motor on the vehicle can be cut. This means that if the thief stops the vehicle they will not be able to restart it. This feature dramatically increases the recovery chances of your vehicle.
And the final feature to be explained is the Secure Operating Centre. This is a dedicated 24/7 centre that can be contacted at any time. The Vodafone centre is the class leader and has in place more police agreements than any other UK category 5 tracker. This means they offer protection in over 180 countries.
The common features shared by the Category 5 and Category 6 are Battery Back-up power supply, Bi directional communication, Street level mapping, a police security agreement, positional data store and an illegal motion detection capability. All these features are needed to make the system Thatcham approved and thus an insurance approved tracker.
So if you don’t feel the need for the extra protection of the Category 5 Vodafone Protect & Connect 5 then it’s best to get the Category 6 Vodafone Protect & Connect 6. Bear in mind it is worth double checking that your insurance company hasn’t specified a Category 5 tracker. And a final thing to note is that the subscription must be kept up to date to validate your insurance. Luckily at Cobra Car Tech we are now offering the first year’s subscription free on all units.
So ordering and getting an insurance approved tracker has never been easier!